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Flagstar Bank

# Credit Products Analyst II - Hospitality, Gaming & Leisure

Full-time $58,176.00 - $95,799.00 Finance & Accounting 

Listed on Flagstar Bank’s official careers site. Posted October 28, 2026. Check that it is still open and apply there.
[Apply on Flagstar Bank’s careers site →](https://flagstar.wd5.myworkdayjobs.com/flagstar/job/Charlotte121-West-Trade-StreetSignature---001/Credit-Products-Analyst-II---Hospitality--Gaming---Leisure_21835)

[OpenNash Jobs](https://jobs.opennash.com/) / [Flagstar Bank](https://jobs.opennash.com/companies/flagstar-bank/) / Credit Products Analyst II - Hospitality, Gaming & Leisure

## Job description

Position Title Credit Products Analyst II - Hospitality, Gaming & Leisure Location Charlotte, NC 28202

### Job Summary

The Commercial Credit Analyst II - Hospitality, Gaming & Leisure builds upon foundational credit experience by taking on more complex underwriting and portfolio management responsibilities. This role plays a key part in supporting Credit Products Specialists in assessing credit risk, structuring commercial loans, and monitoring portfolio performance. Analysts are expected to independently conduct financial analysis, prepare risk ratings, and provide insights on credit decisions, while continuing to refine industry expertise and technical skills.

### JOB RESPONSIBILITIES

Credit Risk Analysis & Portfolio Management: Conduct financial spreading and risk rating analysis. Perform detailed credit due diligence and industry research. Prepare annual and periodic credit reviews. Monitor borrower performance and track financial covenants. Recommend risk rating adjustments based on financial trends.

### Loan Structuring & Underwriting Support

Assist Credit Products Specialists in structuring new loans and modifications. Prepare internal credit approval memoranda. Conduct market and collateral analysis. Review and interpret due diligence reports. Partner with Relationship Managers to prepare financing-related pitch materials.

### Relationship & Internal Collaboration

Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights. Participate in client discussions and presentations as needed.

### Special Projects & Professional Development

Contribute to process improvement initiatives. Continue professional development through credit training programs. Support policy updates and regulatory compliance efforts.

### ADDITIONAL ACCOUNTABILITIES

Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

### JOB REQUIREMENTS

Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline.

### Minimum experience required

3+ Years in commercial banking, credit analysis, or a related field.

### Preferred Qualifications

Exposure to commercial credit structuring and deal underwriting beneficial.

### Job Competencies

Advanced Financial & Credit Analysis: Proficiency in financial modeling, credit risk assessment, and industry research.

### Risk Assessment & Decision-Making

Ability to analyze complex credit situations and recommend solutions.

### Process & Portfolio Management

Strong skills in tracking financial reporting and monitoring credit agreements.

### Collaboration & Influence

Works effectively with RMs, Credit Officers, and external partners.

### Problem Solving

Applies critical thinking to resolve credit issues and assess risk exposure.

### Technology & Data Utilization

Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling). Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.

### Physical demands (ADA)

No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer - Vets/Disabled We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.

### Please click the following link for detailed information

Benefits | Flagstar Bank Pay Range $58,176.00 - $95,799.00

## At a glance
- Posted by the employer: Oct 28, 2026
- First seen by OpenNash: Nov 1, 2026
- Last checked: Nov 1, 2026
- Listed for: 4 days
- Employment type: Full-time
- Pay: $58,176.00 - $95,799.00[Apply on Flagstar Bank’s careers site →](https://flagstar.wd5.myworkdayjobs.com/flagstar/job/Charlotte121-West-Trade-StreetSignature---001/Credit-Products-Analyst-II---Hospitality--Gaming---Leisure_21835)

## Hiring at Flagstar Bank
- Open jobs: 255
- New in the last 7 days: After two weekly collections
- Tracked since: Jul 12, 2026

[All Flagstar Bank jobs](https://jobs.opennash.com/companies/flagstar-bank/) · [Weekly hiring report](/reports/hiring/)

## More jobs at Flagstar Bank

### [Analyst, Financial Institutions Group](https://jobs.opennash.com/companies/flagstar-bank/jobs/3cc0263c52ab021af3a0/)

### [Credit Products Specialist I - Hospitality, Gaming & Leisure](https://jobs.opennash.com/companies/flagstar-bank/jobs/033feda343713605d020/)

### [Senior Credit Products Specialist - Technology, Media and Communication](https://jobs.opennash.com/companies/flagstar-bank/jobs/d0e822b4be29417c19dc/)

### [Branch Banking - Assistant Leader](https://jobs.opennash.com/companies/flagstar-bank/jobs/f82d8f450f8866e708eb/)

### [Branch Banking - Assistant Leader](https://jobs.opennash.com/companies/flagstar-bank/jobs/577439886ad154266044/)

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