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Flagstar Bank

# Credit Products Specialist I - Hospitality, Gaming & Leisure

Full-time $82,163.25 - $131,435.00 Finance & Accounting 

Listed on Flagstar Bank’s official careers site. Posted October 28, 2026. Check that it is still open and apply there.
[Apply on Flagstar Bank’s careers site →](https://flagstar.wd5.myworkdayjobs.com/flagstar/job/Charlotte121-West-Trade-StreetSignature---001/Credit-Products-Specialist-I---Hospitality--Gaming---Leisure_21834)

[OpenNash Jobs](https://jobs.opennash.com/) / [Flagstar Bank](https://jobs.opennash.com/companies/flagstar-bank/) / Credit Products Specialist I - Hospitality, Gaming & Leisure

## Job description

Position Title Credit Products Specialist I - Hospitality, Gaming & Leisure Location Charlotte, NC 28202

### Job Summary

The Credit Products Specialist I - Hospitality, Gaming & Leisure supports the underwriting, structuring, and management of commercial credit relationships within an assigned LOB such as, but not limited to, Corporate Banking, Private Banking (including Private Banking Mortgage), Regional Commercial Banking, or Specialized Industries. This role exists to provide critical financial analysis, assist in risk assessment, and ensure sound credit decision-making.

As a key partner to sakes, this position helps structure new loan transactions, conduct portfolio monitoring, and identify potential risks. The role provides foundational credit expertise and exposure to client relationships, supporting the bank’s commitment to responsible lending and portfolio growth.

### JOB RESPONSIBILITIES

Loan Structuring & Underwriting: Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region.

### Portfolio Management

Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.

### Client & Internal Partner Collaboration

Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs. Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.

### Credit Knowledge Development

Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending. Uses independent judgement and discretion to make decisions regarding assigned portfolio Analyzes and resolves problems pertaining to the assigned portfolio.

### ADDITIONAL ACCOUNTABILITIES

Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

### PREFERRED JOB REQUIREMENTS

Education level preferred: Undergraduate Degree (4 years or equivalent)
- Bachelor’s degree in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
- Minimum experience required: 3+ Years in credit underwriting, portfolio management, or a related field. 3+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
- Strong financial analysis and risk assessment abilities.

Basic understanding of loan structuring and credit agreements. Proficiency in financial modeling and credit decision tools. Effective communication and teamwork skills.

### Job Competencies

Financial Acumen: Strong foundational understanding of financial statements, key ratios, and credit analysis principles.

### Analytical Thinking

Ability to assess financial data, identify trends, and evaluate borrower creditworthiness.

### Detail Orientation

Ensures accuracy in financial analysis, credit packages, and risk assessments.

### Collaboration & Communication

Works effectively with RMs, credit officers, and other stakeholders; strong written and verbal communication skills.

### Time Management

Ability to manage multiple loan requests, meet deadlines, and prioritize tasks effectively.

### Technology Proficiency

Intermediate Excel skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software.

### Curiosity & Learning Agility

Willingness to develop credit expertise, stay informed on industry trends, and apply new knowledge to underwriting and portfolio management.

### Physical demands (ADA)

No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer - Vets/Disabled We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.

### Please click the following link for detailed information

Benefits | Flagstar Bank Pay Range $82,163.25 - $131,435.00

## At a glance
- Posted by the employer: Oct 28, 2026
- First seen by OpenNash: Nov 1, 2026
- Last checked: Nov 1, 2026
- Listed for: 4 days
- Employment type: Full-time
- Pay: $82,163.25 - $131,435.00[Apply on Flagstar Bank’s careers site →](https://flagstar.wd5.myworkdayjobs.com/flagstar/job/Charlotte121-West-Trade-StreetSignature---001/Credit-Products-Specialist-I---Hospitality--Gaming---Leisure_21834)

## Hiring at Flagstar Bank
- Open jobs: 255
- New in the last 7 days: After two weekly collections
- Tracked since: Jul 12, 2026

[All Flagstar Bank jobs](https://jobs.opennash.com/companies/flagstar-bank/) · [Weekly hiring report](/reports/hiring/)

## More jobs at Flagstar Bank

### [Analyst, Financial Institutions Group](https://jobs.opennash.com/companies/flagstar-bank/jobs/3cc0263c52ab021af3a0/)

### [Credit Products Analyst II - Hospitality, Gaming & Leisure](https://jobs.opennash.com/companies/flagstar-bank/jobs/e3eb092ed67d04af8028/)

### [Senior Credit Products Specialist - Technology, Media and Communication](https://jobs.opennash.com/companies/flagstar-bank/jobs/d0e822b4be29417c19dc/)

### [Branch Banking - Assistant Leader](https://jobs.opennash.com/companies/flagstar-bank/jobs/f82d8f450f8866e708eb/)

### [Branch Banking - Assistant Leader](https://jobs.opennash.com/companies/flagstar-bank/jobs/577439886ad154266044/)

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