[Skip to main content](#main-content) [ OpenNash ](https://opennash.com/) / [Jobs](https://jobs.opennash.com/) [ 01 Search jobs](https://jobs.opennash.com/search/)[ 02 Companies](https://jobs.opennash.com/explore/)[ 03 Hiring report](https://jobs.opennash.com/reports/hiring/)[ 04 AI assistants](https://jobs.opennash.com/connect/)[ 05 How it works](https://jobs.opennash.com/methodology/) First Horizon · Charlotte, NC # Credit Review Officer SR Charlotte, NC, United States Full-time Senior individual contributor Finance & Accounting Listed on First Horizon’s official careers site. Posted September 30, 2026. Check that it is still open and apply there. [Apply on First Horizon’s careers site →](https://ibpwjb.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/1482) [OpenNash Jobs](https://jobs.opennash.com/) / [First Horizon](https://jobs.opennash.com/companies/first-horizon/) / Credit Review Officer SR ## Job description The Commercial Credit Review Officer-Loan Review, is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank’s centralized lending group, regional markets, and specialty business lines while ensuring compliance with bank policy, strategy, and risk appetite. The Sr CRO typically reports to a Credit Review Manager and is expected to operate independently, following Credit Assurance Services (CAS) policy and procedures to perform essential responsibilities and positively influence a sound credit risk management environment. They are highly experienced, exhibit leadership, communicate effectively, able to manage multiple, complex reviews or projects, and expected to adhere with all organizational and ethical standards. ### ESSENTIAL DUTIES AND RESPONSIBILITIES Perform credit reviews of complex commercial relationships across various portfolio segments, including asset-based lending, asset/equipment finance, commercial real estate, corporate banking, correspondent banking, franchise finance, energy, healthcare, mortgage warehouse, and music/sports/entertainment. Lead examinations, including planning, field work, communication, and reporting. Monitor commercial units, assessing portfolio quality and credit risk management practices. Identify emerging risks from review trends, portfolio, industry, and economic information, and frequent interaction with Line and Credit Risk partners. Identify key issues, determine root causes, recommend corrective action, and collaborate with respective commercial units and/or management to ensure satisfactory resolution. Validate management success in addressing key issues identified by CAS and regulators. Complete assigned departmental reporting, special projects, and quality control reviews. Provide mentoring/training to other CAS Commercial Review team members. Pursue professional development opportunities and complete required training. The Commercial Credit Review Officer, Sr (Sr CRO)- Loan Review is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank’s centralized lending group, regional markets, and specialty business lines while ensuring compliance with bank policy, strategy, and risk appetite. SUPERVISORY ### RESPONSIBILITIES No direct supervisory responsibilities; the position does require effective oversight of staff member activities during examinations or special projects and the ability to mentor/train new or less experienced team members. ### QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are generally representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree; Master’s degree preferred 10 to 15 years commercial credit review related experience Excellent oral and written communication skills COMPUTER AND OFFICE EQUIPMENT ### SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required. ## At a glance - Posted by the employer: Sep 30, 2026 - First seen by OpenNash: Nov 11, 2026 - Last checked: Nov 11, 2026 - Listed for: 42 days - Location: Charlotte, NC, United States - Employment type: Full-time[Apply on First Horizon’s careers site →](https://ibpwjb.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/1482) ## Hiring at First Horizon - Open jobs: 252 - New in the last 7 days: After two weekly collections - Tracked since: Jul 12, 2026 [All First Horizon jobs](https://jobs.opennash.com/companies/first-horizon/) · [Weekly hiring report](/reports/hiring/) ## More jobs at First Horizon ### [Relationship Banker](https://jobs.opennash.com/companies/first-horizon/jobs/00020838d75ee917a004/) Charlotte, NC, United States ### [Commercial Relationship Manager Senior](https://jobs.opennash.com/companies/first-horizon/jobs/e8464cc307d7c37a9dc8/) Charlotte, NC, United States ### [Credit Risk Analytics Consultant](https://jobs.opennash.com/companies/first-horizon/jobs/9ca8a92e60948e749f4f/) Charlotte, NC, United States ### [Director of Equities](https://jobs.opennash.com/companies/first-horizon/jobs/19031286a6c3646d5c9c/) Charlotte, NC, United States ### [First Line Risk & Control Officer](https://jobs.opennash.com/companies/first-horizon/jobs/aeb0922ff98a50cbbd55/) Charlotte, NC, United States ## Similar jobs at other companies ### [Credit Review Vice President](https://jobs.opennash.com/companies/jpmorganchase/jobs/eb991e551362726bfcc8/) JPMorganChase · Columbus, OH, United States ### [Credit Review Officer – Vice President](https://jobs.opennash.com/companies/jpmorganchase/jobs/8dd842eaf538c94316b6/) JPMorganChase · Jersey City, NJ, United States ### [Credit Review Team Leader - Consumer](https://jobs.opennash.com/companies/huntington-bank/jobs/fcd8b698c5fe89867c8e/) Huntington Bank · Cleveland, OH Columbus, OH Detroit, MI ### [Senior Credit Risk Review Officer: Private Credit](https://jobs.opennash.com/companies/keycorp/jobs/5101bffd99d9e493c56a/) KeyCorp · Remote, United States ### [Credit Review Data Scientist Senior](https://jobs.opennash.com/companies/mt-bank/jobs/5db40cdbafd33bf403be/) M&T Bank · Buffalo, NY [Jobs in Charlotte, NC](/locations/us/nc/charlotte/)[Jobs in North Carolina](/locations/us-nc/)[Finance & Accounting jobs](/functions/finance-accounting/) OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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