[Skip to main content](#main-content) [ OpenNash ](https://opennash.com/) / [Jobs](https://jobs.opennash.com/) [ 01 Search jobs](https://jobs.opennash.com/search/)[ 02 Companies](https://jobs.opennash.com/explore/)[ 03 Hiring report](https://jobs.opennash.com/reports/hiring/)[ 04 AI assistants](https://jobs.opennash.com/connect/)[ 05 How it works](https://jobs.opennash.com/methodology/) First Citizens Bank (NC) · Santa Rosa, California # Credit Analyst - Wine Santa Rosa, California Hybrid Full-time $86,250-$120,000 Finance & Accounting Listed on First Citizens Bank (NC)’s official careers site. Posted November 4, 2026. Check that it is still open and apply there. [Apply on First Citizens Bank (NC)’s careers site →](https://external-firstcitizens.icims.com/jobs/34986/login) [OpenNash Jobs](https://jobs.opennash.com/) / [First Citizens Bank (NC)](https://jobs.opennash.com/companies/first-citizens-bank-nc/) / Credit Analyst - Wine ## Job description ### Overview This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office. This position provides support to the credit sales organization, vendor partners and senior management through the underwriting and adjudication of commercial credit applications within the Wine Division. Reviews private and publicly available information and low complexity risk assessments on commercial borrowers, analyzing customer/prospective customer financial statements/performance and internal pay history, as necessary. Adjudicates opportunities within individual lending authority and recommends decisions over and above established delegated authority. ### Responsibilities & Qualifications Duties & Responsibilities: Analysis - Sources, compiles, spreads, and begins to interpret commercial and natural person financial information to determine the creditworthiness of a business client. Analyzes factors that impact credit on both a quantitative and qualitative basis. Assists with analyzing loan processes for accuracy and efficiency, effectively communicates analysis output. ### Business Support - Provides analytical insight and technical skill to lending activities, developing industry, data, and credit knowledge to serve as a resource to associates. May recommend process improvements and risk mitigation strategies identified through data trends. Client outreach - Obtains and monitors financial documentation utilized in analysis efforts, from Borrowers and prospective Borrowers. Ensures accuracy, completeness, and consistency of documentation and begins to develop own COI ecosystem. ### Reporting - Produces reports based on analysis, key loan metrics, and credit relationships. Identifies and communicates trends that indicate risk or credit issues. ### Position Specific Skills Analytical skills - data Banking Regulations & Compliance Commercial Loans Credit Analysis This position may be filled at a Credit Analyst level I or II depending on the skills and experience of the selected candidate Qualifications: Bachelor's Degree and 0-2 years of experience in in Credit analysis, Banking or Financial industry OR High School Diploma or GED and 4-6 years of experience in Credit analysis, Banking or Financial industry Preferred Qualifications: Finance and/or Accounting degree Strong communication and business writing skills Enjoys working in a fast-paced team environment Experience with Microsoft Office, with an emphasis on Word and Excel. Additional Information The base pay for this position is generally between $86,250-$120,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at [https://jobs.firstcitizens.com/benefits](https://jobs.firstcitizens.com/benefits). #LI-JW2 ## At a glance - Posted by the employer: Nov 4, 2026 - First seen by OpenNash: Nov 7, 2026 - Last checked: Nov 7, 2026 - Listed for: 3 days - Location: Santa Rosa, California - Work arrangement: Hybrid - Employment type: Full-time - Pay: $86,250-$120,000[Apply on First Citizens Bank (NC)’s careers site →](https://external-firstcitizens.icims.com/jobs/34986/login) ## Hiring at First Citizens Bank (NC) - Open jobs: 407 - New in the last 7 days: After two weekly collections - Tracked since: Jul 10, 2026 [All First Citizens Bank (NC) jobs](https://jobs.opennash.com/companies/first-citizens-bank-nc/) · [Weekly hiring report](/reports/hiring/) ## More jobs at First Citizens Bank (NC) ### [Director Relationship Manager - Middle Market Banking](https://jobs.opennash.com/companies/first-citizens-bank-nc/jobs/a150330a9c7d56041990/) Irvine, California +2 more ### [Director Underwriter Portfolio Manager - Middle Market Banking (Hybrid)](https://jobs.opennash.com/companies/first-citizens-bank-nc/jobs/8bcb41213e765d4df641/) Atlanta, Georgia +5 more ### [Equipment Finance Collateral Monitoring Spec I](https://jobs.opennash.com/companies/first-citizens-bank-nc/jobs/6827ad7483bb4a95ac13/) Portsmouth, New Hampshire ### [Escrow Implementation Advisor](https://jobs.opennash.com/companies/first-citizens-bank-nc/jobs/34b3288394f0d1902dbb/) Charlotte, North Carolina +1 more ## Similar jobs at other companies ### [Beer-Wine-Liqr/Specialty Wine Steward](https://jobs.opennash.com/companies/kroger/jobs/b8d04d645fb6e105edb8/) Kroger · Greenfield, IN, United States ### [Beer-Wine-Liqr/Specialty Wine Steward](https://jobs.opennash.com/companies/kroger/jobs/9135182ebcba34c951b5/) Kroger · Indianapolis, IN, United States ### [Wine Supervisor Food Sales - Wine Shop, State Street - Full Time](https://jobs.opennash.com/companies/macys/jobs/fa98e6872c89495fcfc0/) Macy's · Chicago, IL, United States ### [Wine Steward](https://jobs.opennash.com/companies/albertsons/jobs/d0196cefbae2f37c95eb/) Albertsons · Durant, OK, United States ### [Food Cashier - Wine Shop, State Street - Flex](https://jobs.opennash.com/companies/macys/jobs/97b8123f562f6d948f9e/) Macy's · Chicago, IL, United States [Finance & Accounting jobs](/functions/finance-accounting/) OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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