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Deutsche Bank · Mumbai Capital

# Senior Credit Officer - Structured Credits - Wealth Management - Director

Mumbai Capital Director Finance & Accounting 

Listed on Deutsche Bank’s official careers site. Posted October 15, 2026. Check that it is still open and apply there.
[Apply on Deutsche Bank’s careers site →](https://db.wd3.myworkdayjobs.com/DBWebsite/job/Mumbai-Capital/Senior-Credit-Officer---Structured-Credits---Wealth-Management---Director_R0455539)

[OpenNash Jobs](https://jobs.opennash.com/) / [Deutsche Bank](https://jobs.opennash.com/companies/deutsche-bank/) / Senior Credit Officer - Structured Credits - Wealth Management - Director

## Job description

### What You’ll Do
- Manage portfolio primarily comprising Structured credit transactions (incl. lending against private equity / illiquid shares / unsecured loans etc.) as well as Commercial Real Estate transactions (backup).
- Analyze, review and approve transactions booked under the WM business in US and support the growth of WM’s lending book by managing the risk on a portfolio of WM counterparties in US. Portfolio coverage includes large and complex structured loans (including lending against unlisted / unrated / illiquid securities) as well as regular Margin Lending, Real Estate deals etc.
- Interface directly with front office staff across the WM business division on credit approvals, credit requirements and relationship matters; liaise with clients (where required). Work with the Lending team (1st line of defense) and Relationship Managers to manage risk and try to find an optimal solution especially on challenging asks. Provide timely, transparent communication on the decision-making including risk analysis and approval conditions to the key stakeholders.
- Robustly monitor the portfolio and ensure pockets of risks within the portfolio are timely identified - be well aware of global, regional and local market events and their potential impact on the portfolio. Ensure portfolio quality remains satisfactory, and any risk concentrations and risk limits do not exceed defined risk appetites and are compliant with risk policies and regulations.
- Work with both internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly and support any ad hoc projects assigned on a regional or global level.
- Maintain a clean shop with good discipline ensuring trades are properly booked / recorded / covenants and conditions timely monitored / credit terms correctly documented / risk reporting systems contain timely and accurate information.

### How You’ll Lead
- Provide strong leadership, guidance, and mentorship to junior and senior team members, fostering their professional growth and expertise in commercial real estate fundamentals
- Set clear objectives and strategic priorities for the team, ensuring alignment with departmental and bank-wide goals
- Drive continuous improvement in team processes, analytics, and reporting capabilities

### Skills You’ll Need
- Extensive relevant work experience in corporate credit and structured finance in major International Financial Institutions. Very good with cash flow-based assessment and equity valuation.
- Familiar with legal documentation and risk issues including credit mitigating features.
- Understanding of Wealth Management lending products and derivatives will be an added advantage.
- Strong communication skills (both written and verbal skills) with an ability to write concise reports.
- Have an open mindset and respects challenging views from different stakeholders.

### Skills

That Will Help You Excel
- Possesses strong analytical skills and an independent decision-maker with ability to support or defend conclusions.
- Team oriented, flexible, diligent, self-motivated and willing to lead and train junior teammates.
- Ability to work effectively with wide range of cultures / personal styles and to establish strong partnership with front office staff.
- Ability to work under pressure and deadlines as well as working with front-office staff in amicable manner.

### Educational qualification (preferable)
- Bachelor’s or Master’s degree in Engineering, Mathematics, Economics, Statistics, Finance, MBA.

What we’ll offer you As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your skills and experience Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

About us and our teams Please visit our company website for further information: [https://www.db.com/company/company.html](https://www.db.com/company/company.html) We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

## At a glance
- Posted by the employer: Oct 15, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 5 days
- Location: Mumbai Capital[Apply on Deutsche Bank’s careers site →](https://db.wd3.myworkdayjobs.com/DBWebsite/job/Mumbai-Capital/Senior-Credit-Officer---Structured-Credits---Wealth-Management---Director_R0455539)

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