[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All DBS jobs](https://jobs.opennash.com/companies/dbs/) · [Search jobs](/search/) DBS · Kolhapur # Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises Kolhapur Manager or lead Finance & Accounting Listed on DBS’s official careers site. Posted October 9, 2026. Check that it is still open and apply there. [Apply on DBS’s careers site →](https://dbs.wd3.myworkdayjobs.com/DBS_Careers/job/Kolhapur/Senior-Associate--Relationship-Manager--Credit-Program-Medium--Small-Medium-Enterprises_WD87184) [OpenNash Jobs](https://jobs.opennash.com/) / [DBS](https://jobs.opennash.com/companies/dbs/) / Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises ## Job description Business Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards. ### Job Purpose To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank. Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank. ### Key Accountabilities Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy - Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross - Sell of Trade, Liabilities, Cash, Treasury, Fee, etc. Play an instrumental role in increasing the Profitability of the business Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL. Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio. Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events. To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits Job Duties & responsibilities Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team. Cross Sell of Liability, Trade, Cash and Treasury Product actively. To achieve the individual Budgeted revenues through all product parameters Conduct Proper Due diligence while on-boarding New Asset On board clients with a clear account plan highlighting the revenue potential, risks and mitigants. Adherence to strict KYC/AML requirements. MIS to be provided to the central team for further reporting, within the stipulated guidelines. Timely Completion of Learning Programs as assigned by DBS for time to time To comply with the Bank’s process & policies. To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence. To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval. ### Requirements Overall 3- 7 years of experience in sales. 2-3 years of experience in working capital sales in SME/Business Banking. Proven sales track record in asset business in the SME/Business Banking segment. Knowledge of competitors and market place understanding of the SME Sector Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred. Education / Preferred Qualifications Overall 3- 7 years of experience in sales. 2-3 years of sales experience in SME/Business Banking Lending. Knowledge of competitors and market place Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred. ### Core Competencies Excellent Communication & Listening Skills, Good Sales & Negotiation Skills. ### Technical Competencies Working Capital Finance Knowledge Work Relationship Manager /Direct Report Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. ### Location Nashik Job: Relationship Management Schedule: Regular Employee Status: Full time ## At a glance - Posted by the employer: Oct 9, 2026 - First seen by OpenNash: Oct 11, 2026 - Last checked: Oct 18, 2026 - Listed for: 9 days - Location: Kolhapur[Apply on DBS’s careers site →](https://dbs.wd3.myworkdayjobs.com/DBS_Careers/job/Kolhapur/Senior-Associate--Relationship-Manager--Credit-Program-Medium--Small-Medium-Enterprises_WD87184) ## More jobs at DBS ### [, Home Advice Specialist, Consumer Banking](https://jobs.opennash.com/companies/dbs/jobs/1d1a47aee6c2d2074b38/) One Island East ### [ALYST, Quality Management, Credit Card Customer Centre, T&O](https://jobs.opennash.com/companies/dbs/jobs/360fb03b7500b32819b2/) Taipei ### [ALYST, Specialist, Business Development - Consumer Lending, Consumer Banking](https://jobs.opennash.com/companies/dbs/jobs/8c562153c0983e1d07d1/) Bangalore ### [ALYST, Specialist, Business Development - Consumer Lending, Consumer Banking](https://jobs.opennash.com/companies/dbs/jobs/232d32c370e28b630e5f/) New Delhi ## Similar jobs at other companies ### [Praktikant:in (w/m/d) in Credit Analysis Small & Medium Corporates](https://jobs.opennash.com/companies/unicredit/jobs/eacdc0cfb6e8c0001d8c/) UniCredit ### [Credit Analyst, Medium Enterprise](https://jobs.opennash.com/companies/standard-chartered/jobs/1043c95f43560ebce78b/) Standard Chartered · Hanoi, VNM ### [Courier ( Medium Rigid)](https://jobs.opennash.com/companies/fedex/jobs/691682a96e7d37f92767/) FedEx ### [Medium Voltage Drives Portfolio Expert](https://jobs.opennash.com/companies/abb/jobs/5b733b81c526e4a5534a/) ABB · Bangalore, Karnātaka, India ### [Product Specialist – Medium Voltage](https://jobs.opennash.com/companies/abb/jobs/658f6fc3f8a5be24473a/) ABB · Machelen, Flemish Brabant, Belgium [Finance & Accounting jobs](/functions/finance-accounting/) OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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