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Commerzbank · Amsterdam

# Credit Risk Officer

Amsterdam Full-time Finance & Accounting 

Listed on Commerzbank’s official careers site. Posted July 8, 2026. Check that it is still open and apply there.
[Apply on Commerzbank’s careers site →](https://jobs.commerzbank.com/index.php?ac=jobad&id=61585)

[OpenNash Jobs](https://jobs.opennash.com/) / [Commerzbank](https://jobs.opennash.com/companies/commerzbank/) / Credit Risk Officer

## Job description

Your tasks Ensure (i) independent and competent credit risk analyses and assessments (forward looking analysis, industry expertise and peer comparison); (ii) to support the front office in structuring transactions in a risk-adequate manner and (iii) ongoing risk monitoring; Where possible produce a one-step credit processing for the borrowing entity incl. the relevant BeNeLux,German and other borrowers (i.e. acts as group CO).

Decide on ratings and possible risk mitigants (i.e. collateral); Take credit decisions within held Delegated Authority and recommend proposals to higher approval authorities ensuring presentations are of the required high standard; Develop and actively maintain Sector/Regional knowledge for the specific sectors/regions covered within the team; Monitor the portfolio regarding rating actuality and distinctive risk feat
- ures as well as to report on risk relevant findings; Be responsible together with the relationship manager for getting the necessary client information and research, potentially with direct client contact to take into account the overall risk profile (amount/tenor/rating) to match the depth of analysis required; Consider and comment on the risk/return profile of the exposure managed/approved.

In line with Commerzbank’s high standards regarding client-oriented services and subject to general principles, business and credit related directives, as well as the guidelines for managing credit risks:- Hierarchy: Directly reporting to: Local Credit Officer (F3)

### Specific Main duties

Ensure best practice credit risk analyses, assessments and decisions; Approve credit applications according to delegated authorities based on the independent internal rating and the given collateral if appropriate; Decline transactions if necessary, to define conditions for approval or to propose alternative structures; Assist front office and legal in negotiation of loan and trading documentation to ensure that signed documents meet credit criteria; Ensure that the re-rating and credit reviews in your responsibility are done in a timely manner and in compliance with applicable guidelines including override of ratings as appropriate

Supply of necessary information from his/her own sphere of activity for the preparation of Industry Batches; Take care of up-to-date ongoing risk monitoring (e.g. collecting information, Watch-List, early-warning signals, compliance with covenants) to identify and detect at earliest opportunity credit deterioration and suggest/propose specific risk mitigation; Escalate/ inform the Local

Credit Officer of process disruptions, problematic cases, relevant decisions in individual cases that may be escalated; Determine/recommend if counterparties have to be transferred to GRM CC-RC (“intensive care”) and to prepare the respective action; Ensure input of credit related information into the relevant IT systems in a timely and orderly manner; Visit clients in case of need (coordinated with the respective front office); Support and consult the front office in credit risk related issues; Ensure the fulfilment of tasks in an economic, efficient, quality- and deadline-conscious manner; Promote transfer of know-how and “buy in” to a team spirit / co-operation ethos; and

Assist Local Credit Officer with input into various reports and ad hoc requirements relating to portfolio analysis (i.e.

Portfolio Reviews, factbooks etc).

### Your Profile Experience

minimum 5 years credit experience in the Dutch market.

### Language skills

Fluent in English and Dutch (orally and written)

## At a glance
- Posted by the employer: Jul 8, 2026
- First seen by OpenNash: Aug 1, 2026
- Last checked: Oct 19, 2026
- Listed for: 103 days
- Location: Amsterdam
- Employment type: Full-time[Apply on Commerzbank’s careers site →](https://jobs.commerzbank.com/index.php?ac=jobad&id=61585)

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