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Citizens Financial Group · United States

# Collections & Recovery Business Systems Analyst

United States Full-time Operations 

Listed on Citizens Financial Group’s official careers site. Posted November 6, 2026. Check that it is still open and apply there.
[Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/50023)

[OpenNash Jobs](https://jobs.opennash.com/) / [Citizens Financial Group](https://jobs.opennash.com/companies/citizens-financial-group/) / Collections & Recovery Business Systems Analyst

## Job description

### Position Summary

Citizens Debt Management team is a highly regarded, high-performing team known for delivering results, driving innovation, and partnering across the organization to solve complex business challenges. Join us as a Business Systems Analyst, where you'll help solve complex business challenges and deliver impactful solutions while partnering with business and technology teams to drive operational excellence, process improvement, and strategic change.

This role will play a key role in shaping the future of Collections & Recovery through innovative solutions, strategic thinking, and continuous improvement. The ideal candidate is a self-starter who thrives in a fast-paced environment, navigates ambiguity with confidence, and independently drives initiatives from concept to completion. Success in this role requires a sound thinker who can analyze processes, challenge the status quo, connect business needs with technical solutions, and influence change.

You'll leverage strong analytical, technical and problem-solving skills to deliver solutions that streamline operations, enhance the user experience, and foster a culture of collaboration and continuous improvement.

### Responsibilities

Review and analyze business line requirements/problems. Participate/lead teams in the design, development and delivery of technology/service-based projects or components of larger, complex projects. Propose and deliver cost effective solutions to meet these requirements. Perform independent research to assist in the identification of user issues and develop user specific solutions. Recommend improvements and alternative solutions.

Maintain and improve existing procedures/job aids and other resources to enhance ability to deploy complex solutions. Mentor and helps other members of the team, empowering and inspiring them to succeed. Analyze existing systems and highlight areas of improvement. Apply best practice approaches to all aspects of solution implementation. Create business and decision flowcharts and user interface prototypes. Create precise documentation of prioritized designs that can be signed off by the business line and directly converted to test plans.

Perform gap analysis and recommend solutions. Seeks ways to execute more effectively, streamline processes, reduce costs, work smarter. Understand, translate, and communicate both business and technical objectives from multiple perspectives. Validate the functionality of the end product according to the requirement specifications. Work directly with business lines to obtain clear and unambiguous requirements. Driver of continuous improvement Skills Ability to work with diverse stakeholders like business, product, engineering, operations, and QA teams.

Anticipates problems and keeps schedule on track. Excellent interpersonal and communication skills, with the ability to confidently facilitate complex discussions, influence stakeholders, and translate technical concepts into language that is easily understood by diverse audiences. Experience implementing financial based software. Experience with pre-delivery inspection and testing methodologies. Experience working with MS SQL SERVER databases and SQL.

High-level of initiative with ability to work independently and as part of a team. Knowledge of collection recovery system industry best practices. Passion to analyze and solve complex problems. Knowledge of Collections policies and practice Qualifications General knowledge of operating systems, databases, or application servers. Extensive skills in business process management (BPM). 3–5 years of related experience in consulting or services delivery, ideally in the collections & recovery industry.

Track record putting together reliable, complex, secure, high performance and scalable solutions for production environments. Successfully engaged on projects from inception through completion. Experience with Agile Development methodologies and tools is a plus. Proficiency with MS Office. Ability to manage multiple projects, juggle priorities and deliver on tight deadlines. Works willingly and effectively with others in and across the organization to accomplish team goals.

Knowledge of consulting methodologies, tools, and techniques. Expertise in query tuning, optimization, and refactoring for performance in a high availability environment. Excellent presentation, communication and influencing skills. Technologies that will help you succeed in this role: Debt Manager (FICO/C&R collections and recovery platforms) DebtNext (dPlat) RESTful API (Postman) Reports (SSRS) SQL/Postgres SQL Databases and ETL Pipelines Cloud Technology (AWS, Azure) HTML/CCS Angular Access and VBA Good understanding of networking concepts, security, and troubleshooting Hours and Work Schedule Hours per week: 40 Work Schedule: Mon-Fri 8:00AM-5:00PM EST - 4 days in office, 1 day remote

## At a glance
- Posted by the employer: Nov 6, 2026
- First seen by OpenNash: Nov 8, 2026
- Last checked: Nov 8, 2026
- Listed for: 2 days
- Location: United States
- Employment type: Full-time[Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/50023)

## Hiring at Citizens Financial Group
- Open jobs: 465
- New in the last 7 days: After two weekly collections
- Tracked since: Jul 10, 2026

[All Citizens Financial Group jobs](https://jobs.opennash.com/companies/citizens-financial-group/) · [Weekly hiring report](/reports/hiring/)

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