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Citizens Financial Group · Stamford, CT

# Associate, Asset-Backed Securitization

Stamford, CT, United States Full-time $125,000 to $175,000 per year Marketing 

Listed on Citizens Financial Group’s official careers site. Posted October 13, 2026. Check that it is still open and apply there.
[Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/49841)

[OpenNash Jobs](https://jobs.opennash.com/) / [Citizens Financial Group](https://jobs.opennash.com/companies/citizens-financial-group/) / Associate, Asset-Backed Securitization

## Job description

Citizens Bank is seeking an Associate candidate to join the Asset-Backed Securitization (ABS) business line within the Asset Backed Finance (ABF) group. The ABF group is part of Citizens’ Capital Markets division. The Associate will work with ABS team members in support of non-mortgage securitization origination, with a focus on execution of asset-backed securitization loan facilities. The Associate will report to the Head of ABS and the role will be based in Stamford, CT.

Responsibilities include: Work with the ABS group’s senior professionals to assist in originating and leading the execution of non-mortgage asset-backed securitization loan (“ABSL”) transactions across a variety of consumer and commercial asset classes. Digital infrastructure asset class experience a plus. Prepare and present concise credit underwriting memos for ABSL transactions, including organizing client and asset class diligence, coordinate legal doc review with counsel, organize cash flow modelling and rating analysis, and organize communication with internal approval constituents.

Review and comment on legal documents for ABSL transactions backed by various traditional and new asset classes Perform research and analysis on Term ABS transactions and assist with execution of underwriting roles on Term ABS deals. Digital infrastructure asset class experience a plus. Contribute to the development of pitch materials and structuring / execution advice to clients for Term ABS and ABSL transactions Manage process required for execution of material ABSL transaction amendments and participate in ABSL portfolio reviews and credit meetings.

Present internal business and credit partners a summary of client’s business, the transaction structure, key risks and cash flow stress scenarios Build and maintain strong working relationships with credit and portfolio management partners as well as related sector focused investment banking colleagues.
- Establish relationship and work with external parties including clients, lawyers, and rating agencies Experience 3-5 years of asset-backed securitization lending and Term ABS experience at a commercial or investment bank Advanced analytical, securitization loan structuring, underwriting, credit, and presentation skills Experience reviewing and summarizing deal documentation Experience coordinating communication with lawyers, clients and other external parties to structure and execute transactions
- Familiarity with securitization legal documents for revolving ABSL facilities backed by traditional and esoteric assets classes
- Knowledge of the Term ABS market and transactions backed by traditional and esoteric assets.
- Familiarity with Digital Infrastructure Term ABS a plus Strong PC Proficiency, Microsoft Office applications (Excel, Word and PowerPoint), Bloomberg and Credit Research Tools
- Excellent verbal and written communication skills
- Ability to coordinate multiple projects and satisfy deadlines Detail-oriented with strong organizational and time management skills required

### Education/ Licenses
- Bachelor’s Degree in Business, Finance, Accounting, or Economics FINRA Licensing (Series 79 and/or 7 and 63) preferred Hours and Work Schedule Hours per Week: 40+ Work Schedule: Monday - Friday Pay Transparency The salary range for this position is $125,000 to $175,000 per year, plus an opportunity to earn an annual discretionary bonus.

Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience. ​ We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States.

For an overview of our benefits, visit [https://jobs.citizensbank.com/benefits](https://jobs.citizensbank.com/benefits).

## At a glance
- Posted by the employer: Oct 13, 2026
- First seen by OpenNash: Oct 18, 2026
- Last checked: Oct 18, 2026
- Listed for: 5 days
- Location: Stamford, CT, United States
- Employment type: Full-time
- Pay: $125,000 to $175,000 per year[Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/49841)

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