[Skip to main content](#main-content) [ OpenNash ](https://opennash.com/) / [Jobs](https://jobs.opennash.com/) [ 01 Search jobs](https://jobs.opennash.com/search/)[ 02 Companies](https://jobs.opennash.com/explore/)[ 03 Hiring report](https://jobs.opennash.com/reports/hiring/)[ 04 AI assistants](https://jobs.opennash.com/connect/)[ 05 How it works](https://jobs.opennash.com/methodology/) Citizens Financial Group · Johnston, RI # Loan Servicer III Commercial Operations Johnston, RI, United States Sales Listed on Citizens Financial Group’s official careers site. Posted October 23, 2026. Check that it is still open and apply there. [Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/49960) [OpenNash Jobs](https://jobs.opennash.com/) / [Citizens Financial Group](https://jobs.opennash.com/companies/citizens-financial-group/) / Loan Servicer III Commercial Operations ## Job description At Citizens, we work together to make a difference for our clients, colleagues and communities through teamwork, accuracy and a shared commitment to delivering exceptional results. As the Commercial Operations Loan Servicer III (Financial Statement Spreading), you will play an important role in supporting the Commercial Banking credit process by analyzing financial statements and accurately capturing borrower financial information within established financial spreading systems. You will review and interpret financial statements, classify and reconcile financial data, perform quality-control reviews, and ensure financial information is accurately reflected in accordance with established spreading conventions and bank standards. You will thrive in this role through your knowledge of accounting and financial statements, strong analytical skills, attention to detail, and ability to manage multiple priorities in a deadline-driven environment. You will be expected to work independently, exercise sound judgment when reviewing financial information, identify discrepancies or information requiring clarification, and provide guidance to less experienced team members. Most importantly, you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally. Primary responsibilities include Analyze borrower financial statements and supporting documentation and accurately spread financial information into applicable financial analysis systems. Review and classify balance sheet, income statement, and other financial information in accordance with established financial spreading conventions. Perform quality-control reviews and reconcile financial information to source documentation to ensure accuracy, completeness, and consistency. Process annual, interim, year-to-date, and other applicable financial statement periods. Review financial information for discrepancies, missing information, mapping issues, or other items requiring additional research or clarification. Support the preparation of financial information used for credit decisions, annual reviews, covenant monitoring, risk analysis, and ongoing portfolio management. Manage assigned financial spreading requests and prioritize work to meet established service expectations and business needs. Maintain accurate records and documentation related to completed financial spreading activity. Partner with Commercial Banking, Credit, and other business stakeholders to resolve questions and deliver accurate and timely financial information. Provide guidance and support to less experienced colleagues and contribute to consistent application of established processes and standards. Qualifications, Education, Certifications and/or Other Professional Credentials ### Required Qualifications High School Diploma/GED or comparable experience. Experience reviewing, analyzing, or working with financial statements, accounting information, commercial credit, lending, or a related financial-services function. Working knowledge of balance sheets, income statements, cash flow concepts, and fundamental accounting principles. Strong analytical, reconciliation, and problem-solving skills. Strong attention to detail with a demonstrated commitment to accuracy and quality. Ability to independently manage multiple assignments, priorities, and deadlines. Strong written and verbal communication skills. Ability to identify discrepancies and appropriately research or escalate issues. ### Preferred Qualifications Bachelor’s degree in Accounting, Finance, Business Administration, or a related field. Experience within Commercial Banking, commercial credit, underwriting, financial analysis, or commercial loan operations. Prior experience performing financial statement spreading or financial statement analysis. Experience working with financial spreading, credit analysis, workflow, or case-management applications. Knowledge of commercial credit processes and financial spreading conventions. Experience reviewing complex borrower financial statements, tax returns, or supporting financial schedules. ### Hours & Work Schedule Hours per Week 40 Hrs Work Schedule: Monday–Friday ## At a glance - Posted by the employer: Oct 23, 2026 - First seen by OpenNash: Oct 25, 2026 - Last checked: Nov 1, 2026 - Listed for: 9 days - Location: Johnston, RI, United States[Apply on Citizens Financial Group’s careers site →](https://hcgn.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/49960) ## Hiring at Citizens Financial Group - Open jobs: 440 - New in the last 7 days: After two weekly collections - Tracked since: Jul 10, 2026 [All Citizens Financial Group jobs](https://jobs.opennash.com/companies/citizens-financial-group/) · [Weekly hiring report](/reports/hiring/) ## More jobs at Citizens Financial Group ### [Asset and Liability Sr. Analyst - QRM Specialist](https://jobs.opennash.com/companies/citizens-financial-group/jobs/2901770969ba20cb3b3a/) Johnston, RI, United States ### [Assistant General Counsel - Cybersecurity](https://jobs.opennash.com/companies/citizens-financial-group/jobs/d5e4a533c69b139c35ec/) Johnston, RI, United States ### [Client Services Specialist 2nd Shift](https://jobs.opennash.com/companies/citizens-financial-group/jobs/e30e2bcbce9570f6d09c/) Johnston, RI, United States ### [Coll & Default Strat Sr Prof](https://jobs.opennash.com/companies/citizens-financial-group/jobs/5d7585a9fb3c726bd005/) Johnston, RI, United States ### [Collection Recovery Lead](https://jobs.opennash.com/companies/citizens-financial-group/jobs/36bc7321f14bdca38288/) Johnston, RI, United States ## Similar jobs at other companies ### [Loan Origination Specialist III](https://jobs.opennash.com/companies/jpmorganchase/jobs/ba48f39983956a37e6fc/) JPMorganChase · Columbus, OH, United States ### [Commercial Loan Servicing Specialist 2](https://jobs.opennash.com/companies/huntington-bank/jobs/9cbf22c6e54626cdbdf3/) Huntington Bank · Dallas, TX ### [Loan Servicing Escrow Associate - Commercial Real Estate, Agency & Institutional Capital Loan Servicing and Asset Management - Senior Associate](https://jobs.opennash.com/companies/jpmorganchase/jobs/10b2e0a80d45c0c330bf/) JPMorganChase · Plano, TX, United States ### [Commercial Loan Service Specialist 2](https://jobs.opennash.com/companies/huntington-bank/jobs/8db7d67c3134bd1b0968/) Huntington Bank · Columbus, OH Dallas, TX ### [Commercial Banker III](https://jobs.opennash.com/companies/truist/jobs/92ed70f980a26b8566e5/) Truist · San Antonio, Texas, USA OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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