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Citigroup · Singapore Singapore

# Credit Portfolio Analyst - Investment Risk (Officer)

Singapore Singapore Full-time Finance & Accounting 

Listed on Citigroup’s official careers site. Posted November 17, 2025. Check that it is still open and apply there.
[Apply on Citigroup’s careers site →](https://citi.wd5.myworkdayjobs.com/2/job/Singapore--Singapore/Credit-Portfolio-Analyst---Investment-Risk--Officer-_25915651)

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## Job description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi Citi Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

Citibank serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey. Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide. We’re currently looking for a high caliber professional to join our team as Credit Portfolio Analyst - Investment Risk (Officer) - Hybrid based in Singapore.

Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. The Credit Portfolio Risk Analyst role is within the Wealth Lending Risk Management Team. The role supports the Investment secured portfolio for Singapore business. The Singapore Investment lending portfolio is the largest among all countries with consumer SBL (Securities Based Lending) and IPF (Insurance Premium Financing) products.

The role is primarily involved in managing automation initiatives, technology upgrades, and making existing processes more efficient. This role involves regular interaction with Credit Operations and Technology Functions as well as the Product Teams for both SBL & IPF.

### Responsibilities

Lead technology upgrades & enhance automation of existing processes related to MSBF & IPF. Contribute to system changes and be involved in during the testing stage for system cutovers Lead the Credit Decision Engine (CDE) project and manage the end-to-end automation of Facility Opening including digitization and setting up of a rule based Straight Through Process. Support system implementation and process enhancements with respect to data across multiple products and retail formats for global & local reporting.

Interpret MIS and continuously upgrade on the same through automation. Conduct Mark to market process, issue margin calls to RMs and follow up on timely resolution as a backup. Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations Establish cross-functional partnerships and networks to support the cross-functional business initiatives

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

### Qualifications

1-3 years of experience in consumer risk analytics and managing regulatory projects from credit risk perspective Experience in managing data, rule-based automation and managing the end-to-end data life cycle. Knowledge and prior experience in investment products (Bond, Stocks, Funds etc.), trading products, wealth management, systems and key processes would be an added advantage.
- Ability to apply credit and risk principles toward business goals Consistently demonstrate clear and concise written and verbal communication
- Ability to remain organized in a fast-paced environment, managing multiple projects
- Strong self-starter, pro-active and team player.

Good attitude, willingness to learn and possessing high integrity Education: Bachelor's degree/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

## At a glance
- Posted by the employer: Nov 17, 2025
- First seen by OpenNash: Oct 13, 2026
- Last checked: Oct 20, 2026
- Listed for: 337 days
- Location: Singapore Singapore
- Employment type: Full-time[Apply on Citigroup’s careers site →](https://citi.wd5.myworkdayjobs.com/2/job/Singapore--Singapore/Credit-Portfolio-Analyst---Investment-Risk--Officer-_25915651)

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