[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Citigroup jobs](https://jobs.opennash.com/companies/citigroup/) · [Search jobs](/search/) Citigroup · Mumbai Maharashtra India # Citi Community Capital - Real Estate Underwriting - Officer Mumbai Maharashtra India Full-time Administrative Listed on Citigroup’s official careers site. Posted September 11, 2026. Check that it is still open and apply there. [Apply on Citigroup’s careers site →](https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/Credit-Analyst---Securitization---Officer_26942795) [OpenNash Jobs](https://jobs.opennash.com/) / [Citigroup](https://jobs.opennash.com/companies/citigroup/) / Citi Community Capital - Real Estate Underwriting - Officer ## Job description Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting (RESCU) team, supporting the management of a multi-billion-dollar portfolio of real estate assets primarily in the affordable housing space (Citi Community Capital) across North America. The Analyst will gain broad exposure across the full credit lifecycle, covering Construction Financing, Guarantor Analysis, and Permanent Financing. In this role, you’re expected to: Work proactively with the Underwriting team/ Asset Manager to ensure timely information flow/ communications among all internal stakeholders. Review property-level financials (operating statements, rent rolls, NOI) and borrower/guarantor financial statements including REO exposure, to identify deteriorating trends and support portfolio reviews. Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes, decisions and monitoring. Monitor projects under development, including oversight of construction progress, budget tracking, draw reviews, execution risks, risk ratings, and annual reviews through completion and stabilization. Prepare annual credit approval and quarterly memos in a timely manner. Assist with stress testing, concentration analysis, audits, risk ratings, and credit policy initiatives Maintain audit-ready credit files in line with WCR policies. As a successful candidate, you’d ideally have the following skills and exposure: 1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm Strong Microsoft Office skills. Modelling experience is a plus Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively The ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk. ### Real estate or structured credit experience preferred Education Bachelor’s/University degree or equivalent experience MBA or CFA or CA preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Risk ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle. ------------------------------------------------------ Other Relevant Skills Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. ## At a glance - Posted by the employer: Sep 11, 2026 - First seen by OpenNash: Oct 13, 2026 - Last checked: Oct 20, 2026 - Listed for: 39 days - Location: Mumbai Maharashtra India - Employment type: Full-time[Apply on Citigroup’s careers site →](https://citi.wd5.myworkdayjobs.com/2/job/Mumbai-Maharashtra-India/Credit-Analyst---Securitization---Officer_26942795) ## More jobs at Citigroup ### [Assistant Vice President - Sanctions Asset Blocking](https://jobs.opennash.com/companies/citigroup/jobs/6656ce2945a56b3212ad/) Mumbai Maharashtra India ### [Assistant Vice President – Facility and Construction (F&C) Operations Team Lead](https://jobs.opennash.com/companies/citigroup/jobs/f23212be08f0b835c763/) Mumbai Maharashtra India ### [Assistant Vice President – Underwriter (Securitization, Sas/Unix) - Mumbai](https://jobs.opennash.com/companies/citigroup/jobs/257c95d748742156dcfd/) Mumbai Maharashtra India ### [Citi Community Capital - Real Estate Underwriter - Officer](https://jobs.opennash.com/companies/citigroup/jobs/43a93f114a59cae1ad39/) Mumbai Maharashtra India ### [Citi Community Capital - Real Estate Underwriting - Assistant Vice President](https://jobs.opennash.com/companies/citigroup/jobs/4753ebbbaae75f351926/) Mumbai Maharashtra India ## Similar jobs at other companies ### [Director, Community Finance Capital Officer (Originations) - West Coast](https://jobs.opennash.com/companies/capital-one-financial/jobs/40f12a3ab40ad418de52/) Capital One Financial ### [Senior Analyst – KeyBank Real Estate Capital – Commercial Mortgage Group](https://jobs.opennash.com/companies/keycorp/jobs/d23919a542ecdec1ddd1/) KeyCorp ### [Real Estate Investor Relations/Client Capital Manager](https://jobs.opennash.com/companies/deutsche-bank/jobs/eee38b42937e0fcb387c/) Deutsche Bank · London ### [Senior Associate, European Real Assets Debt Capital Markets](https://jobs.opennash.com/companies/ares-management/jobs/e0951676e0557a17a48e/) Ares Management · London, UK ### [Real Estate Capital Markets Business Systems Analyst- Agency Multifamily](https://jobs.opennash.com/companies/regions-financial/jobs/09a33008d6399655f54c/) Regions Financial OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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