[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Bank OZK jobs](https://jobs.opennash.com/companies/bank-ozk/) · [Search jobs](/search/) Bank OZK · Little Rock, Arkansas # Commercial Credit Underwriter II Little Rock, Arkansas Full-time Finance & Accounting Listed on Bank OZK’s official careers site. Posted October 15, 2026. Check that it is still open and apply there. [Apply on Bank OZK’s careers site →](https://careers-ozk.icims.com/jobs/6658/login) [OpenNash Jobs](https://jobs.opennash.com/) / [Bank OZK](https://jobs.opennash.com/companies/bank-ozk/) / Commercial Credit Underwriter II ## Job description Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers. The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits. Job Purpose & Scope Responsible for supporting lending efforts by underwriting new and renewed loans. Serves as a trained credit underwriter and works with loan types including corporate, commercial and industrial, and commercial real estate transactions. Underwrites transactions of varying complexity (generally carry total bank commitments “TCE” up to $30MM). Completes annual reviews, performs financial statement analysis and completes global debt service calculations. ### Essential Job Functions Underwrites business banking and commercial department loan requests with total credit exposure (TCE) up to $30MM. Performs annual reviews, financial spreads and global debt service calculations. Ensures loan requests are underwritten consistently and in accordance with the Bank’s credit policies, procedures and standards. Manages assigned credit transactions, ensuring the loan requests are handled efficiently and processed in a timely manner, consistent with the Bank’s standards. Communicates with lenders, credit officers and management regarding specifics concerning approved and declined loans. Tracks, monitors, and reports activity on loan applications and decisions, including maintaining a record of loan applications received and booked. Maintains the independence of the underwriting function and the recommendation of the initial credit risk rating. Regularly exercises discretion and judgment in the performance of essential job functions. Maintains good punctuality and attendance to work. Follows Bank policy, procedures and guidelines. Knowledge, Skills & Abilities Knowledge of general financial and banking principles. Knowledge of bank regulations related to the Office of Foreign Asset Control, the Bank Secrecy Act, the Anti-Money Laundering Act, and the USA PATRIOT Act. Ability to communicate effective both verbally and in writing. Ability to demonstrate strong credit skills. Ability to demonstrate effective customer service skills. Ability to maintain confidentiality. Ability to demonstrate attention to detail, accuracy and thoroughness in work product. Ability to maintain focus and concentration in a fast-paced environment. Ability to work evenings and weekends as necessary. Skill in using computer and Microsoft Office, including Word, Excel and Outlook. ### Basic Qualifications Bachelor degree in related field, or commensurate work experience, required. Minimum of one (1) year of credit underwriting, financial analysis/management and/or lending work experience required, preferably including: commercial and industrial; owner-occupied commercial real estate; accounts receivable/inventory; and commercial and residential 'For Sale' and 'Income' properties. Formal commercial credit training either from a bank management training program or external provider, such as RMA or Omega, preferred. Job Expectations Operate customary equipment and technology used in a business environment, with or without accommodation. ### Note This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time. #LI-FO1 EEO Statement Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC. ## At a glance - Posted by the employer: Oct 15, 2026 - First seen by OpenNash: Oct 18, 2026 - Last checked: Oct 18, 2026 - Listed for: 3 days - Location: Little Rock, Arkansas - Employment type: Full-time[Apply on Bank OZK’s careers site →](https://careers-ozk.icims.com/jobs/6658/login) ## More jobs at Bank OZK ### [Call Center Specialist - Electronic Banking](https://jobs.opennash.com/companies/bank-ozk/jobs/11387a166f7cb5e10414/) Little Rock, Arkansas ### [Government & Institutional Banking Sales Associate](https://jobs.opennash.com/companies/bank-ozk/jobs/b4ceba8cb5b04dba4395/) Little Rock, Arkansas ### [Operational Risk Analyst I](https://jobs.opennash.com/companies/bank-ozk/jobs/d88da556266a955c02e9/) Little Rock, Arkansas ### [Private Client Concierge Banking Specialist](https://jobs.opennash.com/companies/bank-ozk/jobs/cbd2f70c43e609cd3efd/) Little Rock, Arkansas ### [Staff Auditor](https://jobs.opennash.com/companies/bank-ozk/jobs/761ad3faa089e582de5a/) Little Rock, Arkansas ## Similar jobs at other companies ### [GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I](https://jobs.opennash.com/companies/bank-of-america/jobs/3195b3b67ad64aad4853/) Bank of America · New York ### [Senior Credit Underwriter - Remote](https://jobs.opennash.com/companies/unitedhealth-group/jobs/1c8dd38ca22aaea49e9e/) UnitedHealth Group · Draper, Utah ### [Senior Credit Underwriter](https://jobs.opennash.com/companies/allianz/jobs/e546cf25106fcd3704c5/) Allianz · Baltimore, Maryland, United States ### [Senior Commercial Real Estate Underwriter - Remote](https://jobs.opennash.com/companies/unitedhealth-group/jobs/be4791922de0b4653b9d/) UnitedHealth Group · Draper, Utah ### [Credit Products Underwriter I - Commercial Banking](https://jobs.opennash.com/companies/bok-financial/jobs/b10cfe1ee7a771aafeb4/) BOK Financial · Tulsa, OK, US OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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