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Bank of New York Mellon · New York, NY

# Senior Specialist, Credit Management

New York, NY, United States Hybrid Full-time Senior individual contributor Finance & Accounting 

Listed on Bank of New York Mellon’s official careers site. Posted October 15, 2026. Check that it is still open and apply there.
[Apply on Bank of New York Mellon’s careers site →](https://eofe.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/BNY-Careers/job/82605)

[OpenNash Jobs](https://jobs.opennash.com/) / [Bank of New York Mellon](https://jobs.opennash.com/companies/bank-of-ny-mellon/) / Senior Specialist, Credit Management

## Job description

We’re seeking a future team member for the role of Senior Specialist to join our Credit Management team in the Credit Services Platform. This role is located in New York, NY. In this role, you'll make an impact in the following ways: Analyze complex entities and structures to evaluate the business justification for Institutional Bank credit requests and support the Bank's overall credit strategy.

### Drive business review process for credit transactions by

(i) reviewing transaction term sheets, client revenue trends, and opportunities to grow the business relationship; (ii) calculating returns on capital required for the exposure; (iii) evaluating exposure and revenue relative to other lenders; and, (iv) working with business partners to crystallize the business justification for any credit ask. Conducts research and analysis to support lenders and management with originating, underwriting, documentation, and monitoring of various types of credit facilities.

Proactively assists lenders and management with monitoring existing credit portfolios, underwriting and with any ad-hoc research required. Advise business partners on regulatory capital and liquidity implications related to various types of committed and uncommitted exposure. Develop and maintain relationships with internal stakeholders to ensure BNY's objectives on balance sheet discipline and franchise value are achieved.

Support special projects (particularly enabled by AI) and contribute to the achievement of BNY's investment performance goals and related team objectives. To be successful in this role, we're seeking the following: Bachelor's degree, related technical discipline, or the equivalent combination of education and experience is required. Experience in credit, lending, banking or financial and risk analysis preferred, as is an appreciation for regulatory capital and liquidity. 3-5 years of total work experience preferred.

Demonstrated expertise in Microsoft Excel is required; experience with coding languages (Python, SQL, etc.) is welcomed but not mandatory. Team-oriented approach and demonstrated self-starter mindset is critical. Role has no direct reports.

## At a glance
- Posted by the employer: Oct 15, 2026
- First seen by OpenNash: Oct 19, 2026
- Last checked: Oct 19, 2026
- Listed for: 4 days
- Location: New York, NY, United States
- Work arrangement: Hybrid
- Employment type: Full-time[Apply on Bank of New York Mellon’s careers site →](https://eofe.fa.us2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/BNY-Careers/job/82605)

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