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American International Group · Shanghai

# Senior Credit Officer

Shanghai Senior individual contributor Finance & Accounting 

Listed on American International Group’s official careers site. Listed as of October 18, 2026. Check that it is still open and apply there.
[Apply on American International Group’s careers site →](https://aig.wd1.myworkdayjobs.com/aig/job/Shanghai/Senior-Credit-Officer_JR2600728)

[OpenNash Jobs](https://jobs.opennash.com/) / [American International Group](https://jobs.opennash.com/companies/american-international-group/) / Senior Credit Officer

## Job description

Senior Credit Officer At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Credit Officer to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Make your mark in AIG General Insurance AIG General Insurance is a leading provider of insurance products and services – focused on helping to manage risk for commercial and personal customers.

We offer a broad range of products through a diversified, multi-channel distribution network, including one of the world’s most far-reaching property casualty networks. How you will create an impact To ensure the application of Trade Credit credit risk guidelines to the buyer portfolio so as to ensure effective risk management allowing the business to meet its profitability objectives: Credit Analysis Perform credit reviews and ORR (grade) recommendations for large buyer portfolio (concentration names with gross exposure of $5MM or greater).

Establish aggregate limits within Trade Credit appetite framework to support underwriting production targets. Perform credit reviews and ORR recommendations for Higher Risk and Watchlist Buyers of $10MM or greater (ORR 6 and worse names) Respond to UW ad-hoc requests for credit limit review/approvals related to specific renewals and/or new business opportunities in a time efficient manner

Present risk assessment part of existing and prospect large transactions to Regional Credit Committee, Global Credit Committee where individual buyer limits and aggregate buyer limits trigger agreed thresholds Assist and guide Underwriters with new or renewal buyer portfolios as it pertains to buyer risk, policy structure and mitigation parameters Initiate and/or participate in buyer calls and/or visits as needed to ascertain applicable risk profile and appropriate risk appetite

Compliance Monitoring Ensure ORR coverage for all Buyer names with gross exposure of $5MM or greater Ensure all Policyholders have been assigned an ORR rating Ensure ORR aging is within AIG Credit Policy Guidelines Ensure aggregate limits are in place and in date for all names with gross exposure of $5MM or greater

Ensure all approvals are recorded and related supporting materials saved to TradEnable System (TES) Reporting / Portfolio Management Prepare monthly overdue exposure reports in China book as required Update responsible Global Watch List and Focus List names with recommended underwriting strategies Respond to ad-hoc exposure inquiries from Trade Credit or ERM Credit

Management Reviews Assist underwriters in conducting credit management reviews for rating the credit management strength of new business or renewal policyholders Sector Reviews Undertake sector reviews on a periodic basis as is deemed necessary by the Chief Credit Officer or Regional Head of Credit Training and processes Assist to enhance trade credit risk management practices

Prepare and deliver training local and global colleagues (including India Shared Service team) on credit and transaction analysis What you’ll need to succeed Demonstrated credit risk analysis experience focusing Chinese corporate sector at international banks or credit rating agencies Experience of using different market leading credit risk management portfolio techniques and tools

Understanding of trade credit policies and their respective credit risk drivers and mitigates Working knowledge of trade and export products (receivables, confirmed payables, supply chain finance, guarantees, letters of credit, trade loans etc.) from a credit risk analysis perspective.

Strong communication skills, written and oral, presentations Organizational skills and project management Ability to manage time pressure, deadlines and competing tasks/ priorities Ability to handle a varied workload in a diverse and growing portfolio.
- Proven decision-making skills Interpersonal skills - team player with internal and external stakeholders/ clients Languages helpful, ability to engage with diverse, global teams Willingness to travel regionally is desirable Business acumen
- Ability to work in a changing environment Expertise in Excel, PowerPoint, Word, basic transactional modelling and forecasting Competent in IT packages and institutional systems
- Knowledge of different risk and portfolio management packages are desirable.

Ready to take your career to the next level? We would love to hear from you. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks.

It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion.

The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.

If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Welcome to a culture of inclusion We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

### Functional Area

UW - Underwriting AIG International Consulting (Shanghai) Co. Ltd.

## At a glance
- Posted by the employer: Not stated
- First seen by OpenNash: Jul 10, 2026
- Last checked: Oct 18, 2026
- Listed for: 100 days
- Location: Shanghai[Apply on American International Group’s careers site →](https://aig.wd1.myworkdayjobs.com/aig/job/Shanghai/Senior-Credit-Officer_JR2600728)

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